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*Your rate will be 0%-36% APR. For example, a $800 purchase might cost $72.21 over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lender. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.

** Some exclusions apply. Cannot be combined with other offers and not valid on prior purchases or the purchase of gift cards; not valid at West Elm Outlet stores. Click here for details.

EARNING REWARDS & USING YOUR CARD

1New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation and Mark & Graham (excludes GreenRow and Dormify) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail.